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<p>Separate accounts simplify tax time and sponsor payments. Operators route all channel money through business banking when revenue is regular.</p>
<h2>Basics</h2>
<p>Business checking, business PayPal or Stripe if selling products, AdSense linked to the same entity name on tax forms.</p>
<h2>International</h2>
<p>Wise or similar for foreign sponsor wires with lower fees than traditional banks.</p>
<h2>Reserves</h2>
<p>Hold 3–6 months of operating expenses before increasing personal draw.</p>