Geo-arbitrage means earning in a stronger currency or higher-rate market while spending in a place with lower living costs—without pretending every low-cost city is automatically a good base.
Track your true monthly burn: rent, food, transport, coworking, insurance, and “friction costs” like bad Wi‑Fi days and visa runs. Then compare that number to after-tax remote income. If the margin only works when everything goes perfectly, the plan is fragile.
Geo-arbitrage works best as a calm operating choice, not a race to the cheapest city on a listicle.